Apply for a loan of up to R99 000 and get approved.

6 Ways to improve your chances of getting a personal loan.

I am text block. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Get a letter from your employer confirming your employment if you have recently changed jobs.

Get a copy of your credit record from TransUnion or Experian to make sure there are no negative comments that you may be unaware of.

If you have any accounts that you no longer use, close them. Creditors see these as a line of credit and this could impact your affordability assessment.

If you have any small accounts or cell phone contracts, pay them up and close them.

List all forms of income, even if it’s a lodger sharing your home, every little bit of income counts.

Apply for the smallest amount of cash you need and try and keep the loan period as short as possible.